One thing you must do to go to a lender for that loan is document what you need and what those costs will be. Be sure you are complete in your evaluation but don’t pad the request. If you need a new truck to transport equipment to the job sites, include one in the funding request. But don’t make it a luxury vehicle. Remember, it is in your best interest to keep the loan reasonable because you have top pay that loan back and you don’t need high loan payments when you are trying to start a business.

To justify the loan, you will also have to show that you have a good business model that will result in customers and a successful start up for your new business. The bank wants you to succeed but you have to show them that you are firmly in touch with the local lawn care market and you have a plan for bringing on enough customers to make the money you need to live and pay back the loan with interest.

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